Terms of Use

This website and the information herein are provided to you upon the condition that you
accept the Terms of Use contained in this agreement (“Agreement”). Your use of this website
constitutes your acceptance to all of the Terms and Conditions set forth herein.
Our Privacy Policy as set forth below is intended to provide a general understanding of how
information provided to RBS may be used. We do not collect personal or business information
on visitors to our website unless it is voluntarily provided to us. We do not sell or give personal
or confidential information provided to us to any third party not affiliated with the proposed
customer financing, except as required by law. Use of this website constitutes your acceptance
of this Privacy Policy. Should you have any questions or concerns about our Privacy Policy you
may contact us at: enquiries@rbsinvestment.com

RBS shall not be liable for any errors or omissions contained herein:

Links to Other Websites
Our website may contain links to other websites. We are not responsible for the availability of
these other sites or for the content, accuracy, services, or opinions expressed by any such
website. We do not monitor other websites for accuracy or completeness and the inclusion of
any linked website on our website does not constitute an endorsement, approval or recommendation
of such website. Under no circumstances shall we be liable or held responsible for any loss, or
damage caused by or alleged to have been caused by the use of or reliance on any such website.

Copyright
The content, organization, graphics, design, compilation, magnetic translation, digital
conversion, and other matters related to our web site may be protected under applicable
copyrights, trademarks, and other proprietary rights, including but not limited to intellectual
property rights. The copying, redistribution, use, or publication by you or any such matters on
our website is strictly prohibited. You do not acquire ownership rights to any content,
document or other materials viewed on or through our website. The posting of information or
materials on our website does not constitute a waiver of any right in such information or
materials. All rights not expressly granted herein are reserved any unauthorized use of this site
may violate copyright, trademark, and other applicable laws and could result in criminal or civil
penalties. You may not modify, publish, transmit, reproduce, distribute, transfer or sell, link,
display, or in any way utilize this website except as expressly permitted herein. The contents of
this website may not be copied, reproduced, modified, republished, uploaded, transmitted or
distributed in any form without our express written permission.

Securities Laws
Our website may include statements concerning our operations, proposals, strategies, financial
conditions, future economic performance and demand for our products or services, as well as
our intentions, plans and objectives that are forward looking statements. These statements are
based upon a number of assumptions and estimates which are subject to significant
uncertainties, many of which are beyond our control, and are in addition to those discussed in
our press releases, any public filings and statements by our management, including (a) the
availability of funding sources, (b) changes in market interest rates and (c) the risk of an
economic down turn. When used on our website, words including anticipates, expects,
believes, estimates, seeks, plans, intends, and similar expressions are intended to identify
forward looking statements designed to fall within the securities law safe harbor for forward
looking statements. Our website and the information contained herein do not constitute an
offer or a solicitation of an offer for a sale of securities. None of the information contained
herein is intended to be, and shall not be deemed to be, incorporated into any of our securities
related filings or documents.

General Disclaimer
The information from or through this website is provided as-is, as-available, and all warranties,
expressed or implied, are disclaimed, including, but not limited to the disclaimer of any implied
warranties of merchantability and fitness for a particular purpose. The information and services
may contain bugs, errors, problems, or other limitations. Any affiliated parties and we have no
liability whatsoever for your use of any information or service. We and our affiliated parties are
not liable for any indirect special, incidental or consequential damages, whether based on
breach of contract, breach of warranty, tort, including negligence, product liability or otherwise,
even if advised of the possibility of such damages. This website and the information on this
website would not be provided without such limitation. No information whether oral or written
obtained by you from or through this website shall create any warranty, representation or
guarantee. RBS and any affiliated companies shall have no liability whatsoever for the accuracy
or content of the information contained on this website or for any delays in responding to an
application or request for information or credit, caused by any reason including, but not limited
to technical problems beyond our reasonable control. RBS and our affiliates shall not be liable
for any third party claims or losses of any kind or nature. You agree to submit to the jurisdiction
of the courts of the Province of Ontario, Canada with respect to any cause of action arising out
of or related to this website.

Representation
RBS is not related to The Royal Bank of Scotland or J&W Seligman.

Indemnity
As a condition of use of this website you agree to indemnify RBS and its affiliates from and
against all claims, liabilities, damages, and expenses including but not limited to attorneys fees
arising out of your use of this website.